Terms and Conditions

IRMA Token

Last Updated [2025-09-28]

DIGITAL INNOVATIONS HOLDING GROUP, INC. ("Company") TERMS AND CONDITIONS FOR IRMA TOKEN. PLEASE READ THESE TERMS AND CONDITIONS OF IRMA TOKEN CAREFULLY. NOTE THAT THESE TERMS CONTAIN A BINDING ARBITRATION CLAUSE AND CLASS ACTION WAIVER, WHICH, IF APPLICABLE TO YOU, AFFECT YOUR LEGAL RIGHTS. IF YOU DO NOT AGREE TO THESE TERMS OF SALE, DO NOT PURCHASE IRMA TOKENS. Your purchase of IRMA Tokens during the pre-sale ("Sale Period") from Company ("we", or "us") is subject to these Terms and Conditions ("Terms"). Each of you and Company is a "Party", and together the "Parties". By purchasing IRMA Tokens from us during the Sale Period and/or using IRMA Tokens in connection with the Platform (as defined below), you will be bound by these Terms and all terms incorporated by reference. If you have any questions regarding these Terms, please contact us at info@irmatoken.ai. You and Company agree as follows.

Company Overview

Digital Innovations Holding Group, Inc. ("Company") is Wyoming incorporated. The Company will have the primary responsibility for the provision of Services and for administering the development of the Platform. The Platform is developed and operated entirely by the Company. The Company and other corporate affiliates will provide certain administrative, technical and development services in connection with the Services and the Platform.

Overview of the Platform

Currently, the Platform consists of an AI Engine which automates multiple marketing tasks for social media channels. The Platform was launched in 2025, it automates social media platforms assisting in marketing campaigns and related services. The user data is encrypted, protecting the identities of users. At present, Platform users can improve their social media campaign efforts by strategically automating their social media reach using the IRMA Engine.

Platform Services

The IRMA Token is based on the Solana protocol and conforms to the SPL token standard. As a result of introducing IRMA Token into the Platform, the IRMA Engine will provide a utility for IRMA Token holders. IRMA Token will be the utility token for conducting transactions and obtaining Services on the Platform. The Company intends to introduce new components and features into the Platform ("Platform Functionality"). Currently, it is anticipated that the primary services ("Services") to be facilitated through IRMA Token and the Platform, as developed and made available by Company, will relate to improving the IRMA Token holder's social media campaign efforts by strategically automating their social media reach through the use of the IRMA Engine. However, IRMA Tokens may also be used by other entities that could potentially white label the IRMA Engine or by partnered Company business entities. Further details regarding the Platform are described in the IRMA Token Whitepaper ("Whitepaper"), which is available at: https://irmatoken.ai. The information contained in the Whitepaper and Company's website are of descriptive nature only, and do not, unless explicitly incorporated herein, form part of the Terms. Although the Company intends to develop the Platform in the manner generally described above, it reserves the right to modify features, functionalities or development plans in its sole and absolute discretion.

Scope of Terms

Unless otherwise stated herein, these Terms govern only your purchase of IRMA Token from us during the Sale Period. The use of IRMA Token in connection with the Services and Platform may be governed by other applicable terms and policies (collectively, the "Platform Terms and Policies"). We may add terms and policies to the Platform in our sole discretion, and may update each of the Platform Terms and Policies from time to time according to modification procedures set forth therein.

Cancellation; Refusal of Purchase Requests

Your purchase of IRMA Token from us during the Sale Period is final, and there are no refunds or cancellations except as may be required by applicable law or regulation. We reserve the right to refuse or cancel IRMA Token purchase requests at any time in our sole discretion.

Purpose and Use of IRMA Token in Connection with the Platform

The IRMA Token is issued as a digital service redeemable solely within the Company's ecosystem.

Token holders may use IRMA Tokens to:

  • Access discounts and promotional credits for Company services.
  • Participate in beta testing of tools within the platform.
  • Gain entry to Company sponsored events and community activities.

The Token is not intended to function as a general medium of exchange, investment, or security.

Ownership of IRMA Token carries no rights, express or implied, other than the right to use IRMA Token as a means to obtain Services of the IRMA Engine, and to enable usage of and interaction with the Platform. In particular, you understand and accept that IRMA Token do not represent or confer any ownership right or stake, share or security or equivalent rights, or any right to receive future revenue shares, intellectual property rights or any other form of participation in or relating to the Platform, and/or Company and its corporate affiliates, other than rights relating to the receipt of Services and use of the Platform, subject to limitations and conditions in these Terms and applicable Platform Terms and Policies. IRMA Tokens are not intended to be a digital currency, security, commodity or any other kind of financial instrument.

Token Specifications and Sale Procedures

Total Number of IRMA Tokens to be Created and Sold

Company will create up to 1 billion IRMA Tokens through the Smart Contract System. Before the Sale Period Begins a pool of 200 million pre-allocated and distributed IRMA Tokens will be made to the project founders and core team members ("Company IRMA Tokens"). A separate pool of up to 100 million IRMA tokens will be created by the Smart Contract for sale by the Company to purchasers during the Presale Period. 150 million IRMA Tokens will be allocated for public sale via Launchpads. The remaining IRMA Tokens will be allocated between advisors, community rewards, ecosystem incentives, marketing, business partnerships and liquidity reserve. All IRMA Tokens will be of equal functionality and utility.

Commencement and Duration of Token Sale

The Company's pre-sale of IRMA Tokens will be open to a limited number of early adopters and public sale will later be open to the general public via a designated Launchpad.

IRMA Token price

The sale price of IRMA Tokens on pre-sale is of $0.01, the public sale price is of $0.015 and TGE is of $0.02.

Procedures for Buying and Receiving IRMA Tokens

In order to purchase IRMA Tokens during the Sale Period, and to receive the IRMA Tokens you purchase, you must have a Solana compatible wallet that supports SPL tokens on the Solana network. The Company reserves the right to prescribe additional wallet requirements. To initiate a purchase of IRMA Tokens during the Sale Period, you must access the IRMA Token platform at the site address that will be provided to you. Only after you agree to the Terms and Conditions by clicking the "I Agree with the Terms" button will you have access to purchase the IRMA Tokens from our IRMA Token site. Purchasing IRMA Tokens during the Sale Period will trigger the token distribution, pursuant to which the Smart Contract System on the Solana network will automatically create and deliver the corresponding IRMA Tokens to the SPL wallet address from which the SOL were sent. Attempted transactions to purchase IRMA Tokens directly from the Company will be rejected if purchase of IRMA Tokens are made at any time before or after the Sale Period. The Smart Contract System is deployed by the Company from Wyoming, and is programmed so that all transactions it executes shall be deemed executed in such jurisdiction. As such, title to, and risk of loss of, IRMA Tokens, created and delivered by the Smart Contract System passes from the Company to purchasers in Wyoming.

Utility Only – No Securities or Investments

The Token does not represent:

  • Equity, ownership interest, voting rights, or dividend rights in the Company.
  • Any right to share in profits, revenues, or appreciation of Company assets.

Purchasers acknowledge that the Token is not a security and should not be purchased with any expectation of profit, resale value, or investment return.

IRMA Token Tokenomics

The funds that Company receives for IRMA Tokens sold, will be used to compensate engineers, staff, contractors, cover operating costs, marketing expenses, and to address other administrative and unforeseen costs. The following is an estimated, illustrative allocation of these budget items, which Company reserves the right to modify in its sole and absolute discretion:

  • Private Round – 10% (100 million IRMA Tokens): Set aside for early backers, strategic partners, or venture investors who contribute early funding or valuable resources. Private sale tokens will be subject to cliff at TGE & vesting to prevent immediate sell-off.
  • Public Sale (Launchpad) – 15% (150 million IRMA Tokens): These tokens will be sold to the community to continue developing the Platform. (Tokens sold in public sale are expected to be unlocked proportionally at the Token Generation Event to allow immediate participation and liquidity.)
  • Partner Companies Allocation – 10% (100 million IRMA): Reserved for partner companies who did an equity swap with Digital Innovations Holding Group. Equities will be assets on DIG balance sheet.
  • Team – 20% (200 million IRMA): Reserved for founders, core team members, and key future employees. Team tokens are locked with a strict vesting schedule to ensure the team is committed to the project's long-term success.
  • Advisors – 10% (100 million IRMA Tokens): Allocated for project advisors, consultants, and early contributors providing expertise (such as technical, marketing, or legal guidance). Advisor tokens will also be vested to reward their contributions over time.
  • Community Rewards & Ecosystem Incentives – 15% (150 million IRMA Tokens): A significant portion is dedicated to our Rewards System and community growth initiatives. Rather than releasing all at once, these tokens are held in a reserve and distributed over several years as rewards are earned.
  • Marketing, Operations and Partnerships – 15% (150 million IRMA Token): Allocated for marketing campaigns, operations, exchange listing fees, and strategic partnerships. This fund will help drive user acquisition (through promotions, contests, bounties) and forge partnerships (e.g., providing IRMA tokens to integrate IRMA engine with other platforms or to execute collaborative projects).
  • Liquidity – 5% (50 million IRMA Token): Set aside to provide initial liquidity on decentralized exchanges and to bootstrap a healthy market for IRMA Token. These tokens, paired with a portion of raised funds, will be locked into liquidity pools to facilitate trading. By allocating tokens specifically for liquidity, we help ensure price stability and reduce volatility early on. (We plan to lock the initial liquidity pool tokens for a predetermined period to foster and build community trust and signal our commitment to a stable market.)

Token Redemption

IRMA Tokens are redeemable solely within the Company's platform for designated goods, services, or access features.

IRMA Tokens cannot be redeemed for cash, cryptocurrency, or any equivalent within the Company's ecosystem.

IRMA Tokens are non-refundable and non-exchangeable, except where required by applicable consumer protection laws.

Compliance with Laws

The Company and IRMA Token holders must comply with all applicable laws, including AML/CFT obligations, sanctions laws, and consumer protection requirements.

The Company reserves the right to:

  • Conduct KYC/AML screening of IRMA Token purchasers who purchase the IRMA Token directly from the IRMA Token site.
  • Reject or revoke Token allocations where purchasers are determined to be Sanctioned or Restricted Persons in accordance with US laws.

Acknowledgment and Assumption of Risks

The Purchaser understands that IRMA Tokens may fluctuate in perceived value, whether or not a secondary market exists, and that the Company makes no representation or guarantee that IRMA Tokens will maintain or increase in value. The Purchaser further acknowledges that IRMA Token utilities or features may be modified, suspended, or discontinued at the Company's discretion, and that IRMA Tokens may lose functionality in the event of technological changes, regulatory restrictions, or Company restructuring. The Purchaser recognizes that the regulatory status of digital tokens remains uncertain in many jurisdictions and that new or changing laws, regulations, or enforcement actions could impact the use, redemption, or value of the IRMA Tokens. The Purchaser understands that IRMA Tokens rely on blockchain and digital wallet technology, which may be subject to bugs, errors, attacks, or other failures, and that loss of private keys, passwords, or unauthorized third party access may result in the irretrievable loss of IRMA Tokens, for which the Company bears no responsibility. The Purchaser affirms that IRMA Tokens are acquired solely for consumptive use within the Company ecosystem and not for investment purposes, and expressly disclaims any expectation of profit, appreciation in value, or resale opportunity. By participating in the IRMA Token presale and by holding or using IRMA Tokens, the Purchaser voluntarily assumes all risks associated with their acquisition, redemption, and use, including legal, technological, financial, and operational risks, and agrees that such participation is entirely at their own risk.

Security

You are responsible for implementing reasonable measures for securing the wallet, vault or other storage mechanism you use to receive and hold IRMA Token you purchase from us, including any requisite private key(s) or other credentials necessary to access such storage mechanism(s). If your private key(s) or other access credentials are lost, you may lose access to your IRMA Token. We are not responsible for any such losses.

Personal Information

We may determine, in our sole discretion, that it is necessary to obtain certain information about you in order to comply with applicable law or regulation in connection with selling IRMA Token to you. You agree to provide us such information promptly upon request, and you acknowledge that we may refuse to sell IRMA Token to you until you provide such requested information and we have determined that it is permissible to sell you IRMA Tokens under applicable law or regulation.

Taxes

The purchase price that you pay for IRMA Token is exclusive of all applicable taxes. You are responsible for determining what, if any, taxes apply to your purchase of IRMA Token, including, for example, sales, use, value added, and similar taxes. It is also your responsibility to withhold, collect, report and remit the correct taxes to the appropriate tax authorities. We are not responsible for withholding, collecting, reporting, or remitting any sales, use, value added, or similar tax arising from your purchase of IRMA Token.

Representations and Warranties

By transferring Solana to the smart contract system ("Smart Contract System") to purchase IRMA Token from us, you represent and warrant that:

  • You have read and understand these Terms;
  • You have a sufficient understanding of the functionality, usage, storage, transmission mechanisms and other material characteristics of cryptographic tokens like Bitcoin and Solana, token storage mechanisms (such as token wallets), blockchain technology and blockchain based software systems to understand these Terms and to appreciate the risks and implications of purchasing IRMA Tokens;
  • You have obtained sufficient information about IRMA Token to make an informed decision to purchase IRMA Token;
  • You understand the restrictions and risks associated with the creation of IRMA Token by the Smart Contract System as set forth herein, and acknowledge and assume all such risks;
  • You understand, acknowledge and assume the risks associated with the purchase, holding and use of IRMA Token in connection with the Services and Platform;
  • You understand that IRMA Token confer only the right to receive Services and to access the Platform, and confer no other rights of any form with respect to the Platform or Company or its corporate affiliates, including, but not limited to, any voting, distribution, redemption, liquidation, proprietary (including all forms of intellectual property), or other financial or legal rights;
  • You are purchasing IRMA Token solely for the purpose of receiving Services, accessing the Platform, and supporting the development and, testing and operations of the Platform, being aware of the commercial risks associated with the Company and the Platform. You are not purchasing IRMA Token for any other purposes, including, but not limited to, any investment, speculative or other financial purposes;
  • Your purchase of IRMA Token complies with applicable law and regulation in your jurisdiction, including, but not limited to, (i) legal capacity and any other applicable legal requirements in your jurisdiction for purchasing IRMA Token, using IRMA Token, and entering into contracts with us, (ii) any foreign exchange or regulatory restrictions applicable to such purchase, and (iii) any governmental or other consents that may need to be obtained;
  • You will comply with any applicable tax obligations in your jurisdiction arising from your purchase of IRMA Tokens;
  • If you are purchasing IRMA Token on behalf of any entity, you are authorized to accept these Terms on such entity's behalf and that such entity will be responsible for breach of these Terms by you or any other employee or agent of such entity (references to "you" in these Terms refer to you and such entity, jointly);
  • You are not (i) a citizen or resident of a geographic area in which access to or use of the Services is prohibited by applicable law, decree, regulation, treaty, or administrative act, (ii) a citizen or resident of, or located in, a geographic area that is subject to U.S. or other sovereign country sanctions or embargoes, or (iii) an individual, or an individual employed by or associated with an entity, identified on the U.S. Department of Commerce's Denied Persons or Entity List, the U.S. Department of Treasury's Specially Designated Nationals or Blocked Persons Lists, or the U.S. Department of State's Debarred Parties List. You agree that if your country of residence or other circumstances change such that the above representations are no longer accurate, that you will immediately cease using the Services. If you are registering to use the Services on behalf of a legal entity, you further represent and warrant that (i) such legal entity is duly organized and validly existing under the applicable laws of the jurisdiction of its organization, and (ii) you are duly authorized by such legal entity to act on its behalf.

Indemnification

To the fullest extent permitted by applicable law, you will indemnify, defend and hold harmless Company and our respective past, present and future employees, officers, directors, contractors, consultants, equity holders, suppliers, vendors, service providers, parent companies, subsidiaries, affiliates, agents, representatives, predecessors, successors and assigns (the "Company Parties") from and against all claims, demands, actions, damages, losses, costs and expenses (including attorneys' fees) that arise from or relate to: (i) your purchase or use of IRMA Token, (ii) your responsibilities or obligations under these Terms, (iii) your violation of these Terms, or (iv) your violation of any rights of any other person or entity.

Sanctions & Restricted Persons

Purchaser certifies they are not:

  • A citizen, resident, or located in a country subject to U.S. or international sanctions.
  • Listed on the OFAC, SDN List, UN, EU, or UK sanctions lists.
  • A Politically Exposed Person (PEP) or close associate/family member of a PEP.

If any purchaser is later found to be a Sanctioned or Restricted Person, the Company may cancel their IRMA Tokens without compensation.

Company Rights

The Company reserves the right to:

  • Modify, suspend, or discontinue any aspect of the IRMA Token utility program.
  • Adjust redemption values, service credits, or benefits at its discretion.
  • Terminate IRMA Token holdings in cases of fraud, sanctions violations, or unlawful activity.

Disclaimers & Risk Acknowledgment

The Company makes no guarantee of IRMA Token liquidity, market value, or resale opportunities.

IRMA Tokens are provided "as is," with no warranties of merchantability, fitness for a particular purpose, or error-free operation.

Purchasers assume all risks related to IRMA Token holding, including loss of private keys or unauthorized third-party access.

Limitation of Liability

The Company shall not be liable for:

  • Indirect, incidental, or consequential damages arising from IRMA Token use.
  • Losses due to technology failures, hacks, or disruptions outside the Company's control.

Disclaimers

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW AND EXCEPT AS OTHERWISE SPECIFIED IN A WRITING BY US, (A) IRMA Token IS SOLD ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, AND WE EXPRESSLY DISCLAIM ALL IMPLIED WARRANTIES AS TO IRMA Token, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT; (B) WE DO NOT REPRESENT OR WARRANT THAT THE IRMA Token IS RELIABLE, CURRENT OR ERROR-FREE, MEET YOUR REQUIREMENTS, OR THAT DEFECTS IN IRMA Token WILL BE CORRECTED; AND (C) WE CANNOT AND DO NOT REPRESENT OR WARRANT THAT IRMA Token OR THE DELIVERY MECHANISM FOR IRMA Token IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Some jurisdictions do not allow the exclusion of certain warranties or disclaimer of implied terms in contracts with consumers, so some or all of the exclusions of warranties and disclaimers in this section may not apply to you.

Limitation of Liability

(A) TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW: (1) IN NO EVENT WILL COMPANY OR ANY OF THE COMPANY PARTIES BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES OF ANY KIND (INCLUDING, BUT NOT LIMITED TO, WHERE RELATED TO LOSS OF REVENUE, INCOME OR PROFITS, LOSS OF USE OR DATA, OR DAMAGES FOR BUSINESS INTERRUPTION) ARISING OUT OF OR IN ANY WAY RELATED TO THE SALE OR USE OF IRMA Token OR OTHERWISE RELATED TO THESE TERMS, REGARDLESS OF THE FORM OF ACTION, WHETHER BASED IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, SIMPLE NEGLIGENCE, WHETHER ACTIVE, PASSIVE OR IMPUTED), OR ANY OTHER LEGAL OR EQUITABLE THEORY (EVEN IF THE PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND REGARDLESS OF WHETHER SUCH DAMAGES WERE FORESEEABLE); AND (2) IN NO EVENT WILL THE AGGREGATE LIABILITY OF COMPANY AND THE COMPANY PARTIES (JOINTLY), WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE, WHETHER ACTIVE, PASSIVE OR IMPUTED), OR OTHER THEORY, ARISING OUT OF OR RELATING TO THESE TERMS OR THE USE OF OR INABILITY TO USE IRMA Token, EXCEED THE AMOUNT YOU PAY TO US FOR IRMA Token; (B) THE LIMITATIONS SET FORTH HEREIN WILL NOT LIMIT OR EXCLUDE LIABILITY FOR THE GROSS NEGLIGENCE, FRAUD OR INTENTIONAL, WILLFUL OR RECKLESS MISCONDUCT OF COMPANY; (C) Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the limitations of this section may not apply to you.

Release

To the fullest extent permitted by applicable law, you release Company and the other Company Parties from responsibility, liability, claims, demands and/or damages (actual and consequential) of every kind and nature, known and unknown (including, but not limited to, claims of negligence), arising out of or related to disputes between users and the acts or omissions of third parties. You expressly waive any rights you may have under California Civil Code § 1542 as well as any other statute or common law principles that would otherwise limit the coverage of this release to include only those claims which you may know or suspect to exist in your favor at the time of agreeing to this release.

Dispute Resolution

PLEASE READ THE FOLLOWING SECTION CAREFULLY BECAUSE IT CONTAINS ADDITIONAL PROVISIONS APPLICABLE ONLY TO INDIVIDUALS LOCATED, RESIDENT, OR DOMICILED IN THE UNITED STATES. IF YOU ARE LOCATED, RESIDENT, OR DOMICILED IN THE UNITED STATES, THIS SECTION REQUIRES YOU TO ARBITRATE CERTAIN DISPUTES AND CLAIMS WITH COMPANY AND LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF FROM US.

Binding Arbitration.

Except for any disputes, claims, suits, actions, causes of action, demands or proceedings (collectively, "Disputes") in which either Party seeks injunctive or other equitable relief for the alleged unlawful use of intellectual property, including, without limitation, copyrights, trademarks, trade names, logos, trade secrets or patents, you and Company (i) waive your and Company's respective rights to have any and all Disputes arising from or related to these Terms resolved in a court, and (ii) waive your and Company's respective rights to a jury trial. Instead, you and Company will arbitrate Disputes through binding arbitration (which is the referral of a Dispute to one or more persons charged with reviewing the Dispute and making a final and binding determination to resolve it instead of having the Dispute decided by a judge or jury in court).

No Class Arbitrations, Class Actions or Representative Actions.

Any Dispute arising out of or related to these Terms is personal to you and Company and will be resolved solely through individual arbitration and will not be brought as a class arbitration, class action or any other type of representative proceeding. There will be no class arbitration or arbitration in which an individual attempts to resolve a Dispute as a representative of another individual or group of individuals. Further, a Dispute cannot be brought as a class or other type of representative action, whether within or outside of arbitration, or on behalf of any other individual or group of individuals.

Federal Arbitration Act.

The enforceability of this Section will be both substantively and procedurally governed by, construed and enforced in accordance with the Federal Arbitration Act (the "FAA"), to the maximum extent permitted by applicable law.

Notice; Informal Dispute Resolution.

Each Party will notify the other Party in writing of any Dispute within thirty (30) calendar days of the date it arises, so that the Parties can attempt in good faith to resolve the Dispute informally. Notice to Company shall be sent by e-mail to Company at info@irmatoken.ai

Notice to you shall be by email to the then-current email address in your Account. Your notice must include (i) your name, postal address, email address and telephone number, (ii) a description in reasonable detail of the nature or basis of the Dispute, and (iii) the specific relief that you are seeking. If you and Company cannot agree how to resolve the Dispute within thirty (30) days after the date notice is received by the applicable Party, then either you or Company may, as appropriate and in accordance with this Section, commence an arbitration proceeding or, to the extent specifically provided for in this Section, file a claim in court.

Any arbitration will occur in Miami, Florida. Arbitration will be conducted confidentially by a single arbitrator in accordance with the rules of the Judicial Arbitration and Mediation Services ("JAMS"), which are hereby incorporated by reference. The state and federal courts located in Miami Dade County, Florida will have exclusive jurisdiction over any appeals and the enforcement of an arbitration award. You may also litigate a Dispute in the small claims court located in the county where you reside if the Dispute meets the requirements to be heard in small claims court.

Authority of Arbitrator.

As limited by the FAA, these Terms and the applicable JAMS rules, the arbitrator will have (i) the exclusive authority and jurisdiction to make all procedural and substantive decisions regarding a Dispute, including the determination of whether a Dispute is arbitrable, and (ii) the authority to grant any remedy that would otherwise be available in court; provided, however, that the arbitrator does not have the authority to conduct a class arbitration or a representative action, which is prohibited by these Terms. The arbitrator may only conduct an individual arbitration and may not consolidate more than one individual's claims, preside over any type of class or representative proceeding or preside over any proceeding involving more than one individual.

Rules of JAMS.

The rules of JAMS and additional information about JAMS are available on the JAMS website. By agreeing to be bound by these Terms, you either (i) acknowledge and agree that you have read and understand the rules of JAMS, or (ii) waive your opportunity to read the rules of JAMS and any claim that the rules of JAMS are unfair or should not apply for any reason.

Severability of Dispute Resolution; Arbitration.

If any term, clause or provision of this Section is held invalid or unenforceable, it will be so held to the minimum extent required by law, and all other terms, clauses and provisions of this Section will remain valid and enforceable. Further, the waivers set forth in Section are severable from the other provisions of these Terms and will remain valid and enforceable, except as prohibited by applicable law.

Governing Law and Venue

These Terms will be governed by and construed and enforced in accordance with the laws of Wyoming, without regard to conflict of law rules that would cause the application of the laws of any other jurisdiction. Any Dispute between the Parties arising out or relating to these Terms or its subject matter or formation (including non-contractual Disputes of claims) that is not subject to arbitration will be resolved in the courts of Wyoming.

Severability

If any term, clause or provision of these Terms is held unlawful, void or unenforceable, then that term, clause or provision will be severable from these Terms and will not affect the validity or enforceability of any remaining part of that term, clause or provision, or any other term, clause or provision of these Terms.

Miscellaneous

These Terms constitute the entire agreement between you and us relating to your purchase of IRMA Token from us. We may make changes to these Terms from time to time as reasonably required to comply with applicable law or regulation. If we make changes, we will post the amended Terms at https://imratoken.ai and update the "Last Updated" date above. We may also attempt to notify you through the IRMA Token website at https://imratoken.ai. The amended Terms will be effective immediately. We may assign our rights and obligations under these Terms. Our failure to exercise or enforce any right or provision of these Terms will not operate as a waiver of such right or provision. We will not be liable for any delay or failure to perform any obligation under these Terms where the delay or failure results from any cause beyond our reasonable control. Purchasing IRMA Token from us does not create any form of partnership, joint venture or any other similar relationship between you and us. Except as otherwise provided in herein, these Terms are intended solely for the benefit of you and us and are not intended to confer third-party beneficiary rights upon any other person or entity. You agree and acknowledge that all agreements, notices, disclosures, and other communications that we provide to you, including these Terms, will be provided in electronic form.

Amendments

The Company may update these Terms & Conditions from time to time. Continued holding or use of IRMA Tokens constitutes acceptance of updated terms.

Certain Risks Relating to Purchase, Sale and Use of IRMA Token

As noted elsewhere in these Terms, the IRMA Token is not being structured or sold as securities or any other form of investment product. Accordingly, none of the information presented here is intended to form the basis for any investment decision, and no specific recommendations are intended. Company expressly disclaims any and all responsibility for any direct or consequential loss or damage of any kind whatsoever arising directly or indirectly from: (i) reliance on any information contained herein, (ii) any error, omission or inaccuracy in any such information or (iii) any action resulting from such information.

By purchasing, holding and using IRMA Token, you expressly acknowledge and assume the following risks:

Risk of Losing Access to IRMA Token Due to Loss of Private Key(s), Custodial Error or Purchaser.

A private key, or a combination of private keys, is necessary to control and dispose of IRMA Token stored in your digital wallet or vault. Accordingly, loss of requisite private key(s) associated with your digital wallet or vault storing IRMA Token will result in loss of such IRMA Token. Moreover, any third party that gains access to such private key(s), including by gaining access to login credentials of a digital wallet or vault service you use, may be able to misappropriate your IRMA Token. Any errors or malfunctions caused by or otherwise related to the digital wallet or vault you choose to receive and store IRMA Token, including your own failure to properly maintain or use such digital wallet or vault, may also result in the loss of your IRMA Token. Additionally, your failure to follow precisely the procedures set forth in Section "Procedures for Buying and Receiving IRMA Tokens", including for instance, if you provide the wrong address for receiving IRMA Token, may result in the loss of your IRMA Token.

Risks Associated with the Solana Protocol

Because IRMA Tokens and the Platform are based on the Solana protocol, any malfunction, breakdown or abandonment of the Solana protocol may have a material adverse effect on the Platform or IRMA Tokens. Moreover, advances in cryptography, or technical advances such as the development of strategic automation of social media marketing reach using the IRMA Engine, could present risks to IRMA Tokens and the Platform, including the utility of IRMA Tokens for obtaining Services, by rendering ineffective the cryptographic consensus mechanism that underpins the Solana protocol.

Risk of Hacking and Security Weaknesses

Hackers or other malicious groups or organizations may attempt to interfere with the Platform or IRMA Tokens in a variety of ways, including, but not limited to, malware attacks, denial of service attacks, consensus-based attacks, Sybil attacks, smurfing and spoofing. There is a risk that a third party or a member of the Company team may intentionally or unintentionally introduce weaknesses into the core infrastructure of the Platform, which could negatively affect the Platform and IRMA Tokens, including IRMA Tokens' utility for obtaining Services.

Risks Associated with Markets for IRMA Tokens

IRMA Tokens are intended to be used solely on the Platform, and Company will not support or otherwise facilitate any secondary trading or external valuation of IRMA Tokens. This restricts the contemplated avenues for using IRMA Tokens to obtain Services or access the Platform, and could therefore create illiquidity risk with respect to the IRMA Tokens you hold. Even if secondary trading of IRMA Tokens is facilitated by third party exchanges, such exchanges may be relatively new and subject to little or no regulatory oversight, making them more susceptible to market-related risks. Furthermore, to the extent that third-parties do ascribe an external exchange value to IRMA Tokens (e.g., as denominated in a digital or fiat currency), such value may be extremely volatile and diminish to zero.

Risk of Uninsured Losses

Unlike bank accounts or accounts at some other financial institutions, IRMA Tokens are uninsured unless you specifically obtain private insurance to insure them. Thus, in the event of loss or loss of utility value, there is no public insurer, such as the Federal Deposit Insurance Corporation, or private insurance arranged by us, to offer recourse to you.

Risks Associated with Uncertain Regulations and Enforcement Actions

The regulatory status of IRMA Tokens and distributed ledger technology is unclear or unsettled in many jurisdictions. It is difficult to predict how or whether regulatory agencies may apply existing regulation with respect to such technology and its applications. It is likewise difficult to predict how or whether legislatures or regulatory agencies may implement changes to law and regulation affecting distributed ledger technology and its applications, including the Platform and IRMA Tokens. Regulatory actions could negatively impact the Platform and IRMA Tokens in various ways, including, for purposes of illustration only, through a determination that IRMA Tokens are a regulated financial instrument that require registration or licensing. Company may cease operations in a jurisdiction in the event that regulatory actions, or changes to law or regulation, make it illegal to operate in such jurisdiction, or commercially undesirable to obtain the necessary regulatory approval(s) to operate in such jurisdiction.

Risks Arising from Taxation

The tax characterization of IRMA Tokens is uncertain. You must seek your own tax advice in connection with purchasing IRMA Tokens, which may result in adverse tax consequences to you, including withholding taxes, income taxes and tax reporting requirements.

Risk of Alternative Platforms

It is possible that alternative platforms could be established replicating the underlying Platform and attempt to facilitate services that are materially similar to the IRMA Engine Services. The Platform may compete with these alternative platforms, which could negatively impact the Platform and IRMA Tokens, including IRMA Tokens' utility for obtaining Services.

Risk of Insufficient Interest in the Platform or Distributed Applications

It is possible that the Platform will not be used by a large number of individuals, companies and other entities or that there will be limited public interest in the creation and development of distributed platforms (such as the Platform) more generally. Such a lack of use or interest could negatively impact the development of the Platform and the potential utility of IRMA Tokens, including its utility for obtaining Services.

Risks Associated with the Development and Maintenance of the Platform

The Platform is still under development and may undergo significant changes over time. Although we intend for IRMA Tokens and the Platform to follow the specifications set forth in these Terms and Conditions, and will take commercially reasonable steps toward those ends, we may have to make changes to the specifications of IRMA Tokens or the Platform for any number of legitimate reasons. This could create the risk that IRMA Tokens or the Platform, as further developed and maintained, may not meet your expectations at the time of purchasing IRMA Tokens. Furthermore, despite our good faith efforts to develop and maintain the Platform, it is still possible that the Platform will experience malfunctions or otherwise fail to be adequately developed or maintained, which may negatively impact the Platform and the potential utility of IRMA Tokens, including its utility for obtaining Services.

Risk of an Unfavorable Fluctuation of Solana and Other Currency Value

The Company team intends to use the proceeds from selling IRMA Tokens to fund the maintenance and continued development of the Platform. The proceeds of the sale of IRMA Tokens will be denominated in SOL, and may, at our discretion, be converted into other cryptographic and fiat currencies. If the value of SOL or other currencies fluctuates unfavorably during or after the Sale Period, the Company team may not be able to fund the continued development, or may not be able to maintain the Platform in the manner that it intended.

Risk of Dissolution of the Company

It is possible that, due to any number of reasons, including, but not limited to, an unfavorable fluctuation in the value of Solana (or other cryptographic and fiat currencies), decrease in IRMA Tokens' utility (including its utility for obtaining Services), the failure of commercial relationships, or intellectual property ownership challenges, the Platform may no longer be viable to operate and the Company may dissolve.

Risks Arising from Lack of Governance Rights

Because IRMA Tokens confer no governance rights of any kind with respect to the Platform or Company, all decisions involving the Platform or Company will be made by Company at its sole discretion, including, but not limited to, decisions to discontinue the Platform, to sell more IRMA Tokens for use in the Platform, or to sell or liquidate the Company. These decisions could adversely affect the Platform and the utility of IRMA Tokens that you hold, including IRMA Tokens' utility for obtaining Services.

Risks Associated with Advertising-Supported Business Models

The Company's growth and adoption of the Platform may depend on our ability to maintain and expand our existing relationships with business partners and our ability to develop new relationships with other businesses within the Platform. As the Artificial Intelligence ("AI") market generates and develops new concepts and technology, we may incur additional costs to implement a more effective Platform and may have to adjust to new tracking and unforeseeable technologies that could diminish the effectiveness of our IRMA Tokens and other attention measuring metrics. Continuing to develop and improve the Platform to keep up with these changes may require significant time and additional investment. If we cannot continue to develop and improve the Platform to maintain competitiveness in light of such changes, the Platform may not remain viable, which could negatively impact the utility of IRMA Tokens, including IRMA Tokens' utility for obtaining Services.

Risks Associated with New and Evolving Laws Impacting AI and Blockchain Technology

The AI and Blockchain technology ecosystems, and by extension our own Platform, are subject to a variety of federal, state and international laws and regulations, including those with respect to consumer privacy, data protection, consumer protection, content regulation, network neutrality, cyber security, data protection, intellectual property (including copyright, patent, trademark and trade secret laws), defamation, child protection, and others. These laws and regulations, and the interpretation or application of these laws and regulations, could change. In addition, new laws or regulations affecting the Company could be enacted. As the Platform evolves, Company may be subject to new laws and the application of existing laws to us might change. These laws and regulations are frequently costly to comply with and may divert a significant portion of Company's attention and resources. If we fail to comply with these applicable laws or regulations, we could receive negative publicity and be subject to significant liabilities which could adversely impact the Company, the Platform and IRMA Tokens, including IRMA Tokens' utility for obtaining Services. Additionally, the Services within the Platform are subject to industry specific laws and regulations or licensing requirements. If any of these parties fails to comply with any of these licensing requirements or other applicable laws or regulations, or if such laws and regulations or licensing requirements become more stringent or are otherwise expanded, it could adversely impact the Platform and IRMA Tokens, including IRMA Tokens' utility for obtaining Services.

Unanticipated Risks

Cryptographic tokens such as IRMA Token are a new and untested technology. In addition to the risks included in this Section, there are other risks associated with your purchase, holding and use of IRMA Token, including those that the Company cannot anticipate. Such risks may further materialize as unanticipated variations or combinations of the risks discussed in this Section.